Also, the Venture X comes with cell phone insurance. Chase Sapphire Preferred® Card: Best for beginners. This fee may be worth. Cardholders can redeem points at 1. S. 7). Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Chase Sapphire Reserve® Credit Card. Sapphire Reserve: Rewards and bonuses. New cardholders of the. The Chase Sapphire Preferred® Card may. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. @m_adams. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. Capital One Venture vs. Best Alternatives to the Chase Sapphire Reserve Card. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. The Citi Premier® Card, from our partner Citi, is Citi’s competition for the Chase Sapphire Preferred, with the same $95 annual fee and similar perks for spending. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Lounge by the Club. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. Points are worth. 1-2. Chase Sapphire Banking benefits. Capital One Venture Rewards Credit Card. Unfortunately, many hotels will. 1% in that category. New. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Chase Sapphire Preferred. Runner-up: American Express® Gold Card. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. Neither card offers an. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. P. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Best at Citibank: Citigold® by. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. Chase Sapphire Banking. 9% on all orders. 24%, tied to the Prime Rate and set. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. Most Prestigious Credit Cards in 2023 Chase Sapphire Preferred® Card. With the Freedom Flex, you earn $200 after spending $500 on. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. A: Yes. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. For flights, you have a couple of different options. 49%. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. 31, 2024, to take advantage of this perk. These cards offer great benefits for travel, dining and everyday purchases. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. These include 5x miles on travel purchased through the Chase Ultimate. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. To join (and avoid the $25 monthly account fee), you will need to maintain a minimum $75,000 account balance. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. The best credit cards of November 2023. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). According to Chase, that would equate to a. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. Lyft rides through March 2025. One of the most important factors is your credit score. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Maria Adams, Credit Cards Moderator. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). The Chase Sapphire Reserve comes with a. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. For many, the decision comes down to this simple cost. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. Best Chase Credit Cards. This is thanks to a 25 percent points boost for. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. The caps are higher with the benefits from Visa Infinite. Card Weight: 17 grams. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. At $95 per year, it offers a simple two miles per dollar spent. Metal Factor: Measuring up to its peers, the Savor. Syspro: Best for manufacturing companies. Chase Sapphire Reserve Fees. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. NOT FDIC INSURED. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. 3. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. Cons. ANNUAL FEE. Chase Sapphire Preferred Card. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. With so many travel credit cards to choose from, it’s tough competition. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. The new version of the lounge has snazzy. Image Credit: Chase. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. So, $95 - $50 -. Chase Sapphire Reserve. Winner: Blue Cash Preferred® Card from American Express. The Chase Sapphire Reserve gets a redemption value of 1. And while you don’t receive any stay credits automatically. Chase Sapphire Preferred® Card. It has a generous sign-up bonus and you can earn points on. Additionally, it offers flexible point redemption options, no foreign. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. 2. Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. 1. Based on TPG's valuations, this equals a 4% return on spending. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. The question is, how do you choose the right card?. Let's look at how these two cards stack up in a head-to-head comparison. With the Sapphire Preferred, your Chase points are worth 1. Both. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Annual fee: $395. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. In turn, its 60,000-point bonus is worth $750 in travel. 49%. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). after you spend $4,000 on purchases in the first 3 months from account opening. When you book hotels through the Chase travel portal, you’ll get up to $50 in statement credits per year to reduce the cost of your reservation. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. 3X points with Reserve plus a $300 annual travel credit and 2X points with. Remember that points with the Chase Sapphire Reserve® can be worth 1. 0125, but your credit card will be charged the full remaining dollar amount. 25 cents each within the Chase Ultimate Rewards® portal. We recommend having a FICO score of. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Annual fee: $395. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. Which cards are better than the Chase Sapphire Reserve now that the annual. com, Hulu. Bank Cash+® Visa. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. These cards offer great benefits for travel, dining and everyday purchases. Chase Sapphire Reserve vs. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Welcome Bonus. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. Maintain $1,500 minimum balance. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. Here are some reasons the. $95 ( see rates and fees) Welcome bonus offer. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. Chase has kicked off 2023 with some big, bad changes to the Pay Yourself Back benefit for both Sapphire Preferred and Sapphire Reserve cardholders. . Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. In this article, we pit the Chase Sapphire Reserve® vs. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Best at Bank of America: Bank of America Preferred Rewards. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Daily Newsletter. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. The Venture Card, meanwhile, offers 75,000. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. 24% and 25. Chase Ultimate Rewards ® are. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. United Quest℠ Card. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. $95. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. Best at Citibank: Citigold® by. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. 5 cents per point with the Sapphire. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Redeem toward most anything Disney at most Disney U. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Based on TPG's valuations, that's worth $1,200. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0. 5-3-1. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. Best for Trip. AmEx points can give outsized value too, but only when. Use your $50 annual hotel credit through Chase Ultimate Rewards. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. To compare two very different welcome bonuses, we considered the relative return on investment of each. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. 1. U. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. The balance transfer APR is also the same, and there is no introductory APR for either card. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Chase Sapphire Reserve: 60,000 bonus points for spending $4,000 in the first. Credit Cards. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. If you can bring in $75,000 in new assets, have a Chase Sapphire Preferred Card or a Chase Sapphire Reserve and have an offer code, you can earn 60,000 points when you sign up for a Chase Sapphire Banking account. To get you started, new cardmembers can earn 60,000 bonus points after spending. Interest. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. com. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. The Chase Sapphire Preferred® Card comes with a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. That's $750 when you redeem. The Ultimate Rewards program is a favorite across the board thanks to just how many ways there are to redeem points, including for travel, statement credits, and by transferring to airline and hotel partners. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Deciding between two rewards. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Offer ends Mar. The Chase Sapphire Preferred charges a variable APR of 21. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. com, Hulu. New cardholders signing up for the Chase Sapphire. Best at Chase for travelers: Chase Sapphire℠ Banking. locations and for a statement credit toward. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. But paying an annual fee of $550 upfront isn't for everyone. Both. Chase Sapphire Preferred Card. The Chase Sapphire Preferred offers cardholders up to $50 in annual Ultimate Rewards Hotel Credit and up to $10 in monthly Gopuff credit (through Dec. Chase Sapphire Lounge by the Club. This card is one of the lighter metal credit cards by a few grams. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. Rewards Program Agreement. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Opt for pick-up. 49% - 28. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. Approval Factors for Chase Sapphire Preferred. Dream bigger with the Disney Premier Visa Card from Chase. , both Chase and Wells Fargo are popular options. Additionally, cardholders. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. Best at Chase: Chase Premier Plus Checking℠. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. That noted, there are plenty of. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. It's official: Chase is in the airport lounge business. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. There are some of the best perks. Earning Rewards. Just make sure you activate your subscription by December 31, 2024. Epicor. The card. Winner: Chase Freedom Flex. The competitors would be Amex Plat and C1 VX. Capital One Venture vs. The Sapphire Reserve's most natural competitors are another card. 60,000 Ultimate. Using the Chase Travel Portal. † Pricing & Terms. 25 cents per point). Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. 10% bonus points of your total purchases made the previous year, every account anniversary. Best at Chase: Chase Premier Plus Checking℠. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. Chase Sapphire Preferred® credit card. 5, while Sapphire Preferred's earning rate is 5. The card carries a $95 annual fee. 4. Chase Sapphire Preferred® cost after using the travel credit is $45. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. 1-1. Yes, big recent news that the bonus is being increased to a potential of 90k. That’s a solid bonus with a reasonable spending requirement. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. Citi® Double Cash Card: Best for flat-rate cash back. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. With the Chase Sapphire Preferred, cardholders can earn 60,000. Annual Fee: $95. For those who don’t travel as often though. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. Amex Gold welcome offer. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. S. Chase Sapphire Preferred. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. Use any of these cards to pay. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. With the Chase Sapphire Reserve, your points are worth 1. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. You should avoid using your hotel credit at brands where you hold status. Rewards and benefits. Without the initial bonus, you’ll need to spend. Rewards winner. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Southwest® Rapid Rewards® Performance Business Credit Card. 10% point bonus each year. Sapphire Reserve: Reserve Dethroned. When you account for the card’s various perks, including the welcome bonus, 10 percent. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. The competition is stiffer, but the Reserve still edges out the Preferred (as it should). Dream bigger with the Disney Premier Visa Card from Chase. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. Winner: Tie. Chase Sapphire Reserve is a better credit card overall because its points are more valuable.